Solarisbank is the first Banking-as-a-Service platform with a full banking license that enables companies to offer their own financial products. Through APIs, partners gain access to Solarisbank’s modular services including payments and e-money, lending, digital banking as well as services provided by integrated third party providers. Through this, Solarisbank creates a highly developed technological banking ecosystem for fintechs and established digital companies, as well as banks and corporates.

After having established itself as the banking partner of choice for blockchain and crypto businesses, Solarisbank founded Solaris Digital Assets GmbH in 2019 to further drive the adoption of digital assets. The 100% subsidiary of Solarisbank offers a custodial solution for digital assets to complement its existing banking services.

The Berlin-based company was founded back in 2016 and is led by CEO Dr. Roland Folz, board members Jörg Diewald, Dr. Jörg Howein and Thom Rasser, as well as COO Dr. Daniel Seifert and CTO Hima Mandali. To date, Solarisbank has raised more than EUR 160 million from renowned investors, including BBVA, Visa, Lakestar, ABN AMRO’s Digital Impact Fund, Arvato Financial Solutions, SBI Group, HV Holtzbrinck Ventures, Vulcan Capital, Samsung Catalyst Fund, Storm Ventures as well as finleap and yabeo.

Roland Folz


Roland has over 25 years of experience in the banking and financial services sector, with additional senior management expertise in the mobility and telecoms industries.

Before joining Solarisbank, Roland spent almost 8 years at Deutsche Bank as a senior CFO executive. Prior to this, he was an executive of the T-Com/T-Home division for Deutsche Telekom AG. He was CEO of DaimlerChrysler Bank AG, building the company from a leasing and financing institute to a Universal Bank. As Co-CEO of Direkt Anlage Bank AG, he was also responsible for the bank’s B2B business, eventually taking the company public in 1999.

Roland Folz